physixfan
     2026-07-02
    2026-07-02
2 Comments

Robinhood Gold Card Review

[2026.7 Update] This card previously had no foreign transaction fee (FTF). Robinhood has quietly updated its terms, and cards applied for on or after July 1, 2026 will carry a 3% FTF. Existing cardholders are not affected for now, although there is no guarantee that Robinhood will not quietly revise the terms again in the future.

Application Link

• Not available yet. You can use this link to join the waitlist: Robinhood Gold Card

Features

1. Earn 5% cash back when you book travel through the Robinhood travel portal.
2. Earn 3% cash back on all categories! There’s no cap.
3. Metal card, 17g in weight.
4. No annual fee. Actually you need to be a Robinhood Gold member to apply for this card, so equivalently the annual fee comes from Robinhood Gold membership which is $5/month.

Disadvantages

1. It seems there is no sign-up bonus.
2. Certain transactions are not allowed. For example, attempting to use this card to pay estimated taxes (Form 1040-ES) will be declined outright.
3. It has a foreign transaction fee, so it’s not a good choice outside the US.

Summary

3% cash back on everything is very nice. It is suitable for lazy people who want a simple one card solution to the game. It even makes me worry whether this card is sustainable.

Historical Offers Chart

This card is not available yet.

Application Link

• Not available yet. You can use this link to join the waitlist: Robinhood Gold Card

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